diff --git a/drivers/scsi/sd.c b/drivers/scsi/sd.c
index 8e08d51..e5e7d78 100644
--- a/drivers/scsi/sd.c
+++ b/drivers/scsi/sd.c
@@ -375,6 +375,7 @@
 	struct gendisk *disk = rq->rq_disk;
 	struct scsi_disk *sdkp;
 	sector_t block = rq->sector;
+	sector_t threshold;
 	unsigned int this_count = rq->nr_sectors;
 	unsigned int timeout = sdp->timeout;
 	int ret;
@@ -422,13 +423,21 @@
 	}
 
 	/*
-	 * Some devices (some sdcards for one) don't like it if the
-	 * last sector gets read in a larger then 1 sector read.
+	 * Some SD card readers can't handle multi-sector accesses which touch
+	 * the last one or two hardware sectors.  Split accesses as needed.
 	 */
-	if (unlikely(sdp->last_sector_bug &&
-	    rq->nr_sectors > sdp->sector_size / 512 &&
-	    block + this_count == get_capacity(disk)))
-		this_count -= sdp->sector_size / 512;
+	threshold = get_capacity(disk) - SD_LAST_BUGGY_SECTORS *
+		(sdp->sector_size / 512);
+
+	if (unlikely(sdp->last_sector_bug && block + this_count > threshold)) {
+		if (block < threshold) {
+			/* Access up to the threshold but not beyond */
+			this_count = threshold - block;
+		} else {
+			/* Access only a single hardware sector */
+			this_count = sdp->sector_size / 512;
+		}
+	}
 
 	SCSI_LOG_HLQUEUE(2, scmd_printk(KERN_INFO, SCpnt, "block=%llu\n",
 					(unsigned long long)block));