diff --git a/fs/fat/Kconfig b/fs/fat/Kconfig
index 182f9ff..3ff1772 100644
--- a/fs/fat/Kconfig
+++ b/fs/fat/Kconfig
@@ -93,8 +93,24 @@
 	  that most of your FAT filesystems use, and can be overridden
 	  with the "iocharset" mount option for FAT filesystems.
 	  Note that "utf8" is not recommended for FAT filesystems.
-	  If unsure, you shouldn't set "utf8" here.
+	  If unsure, you shouldn't set "utf8" here - select the next option
+	  instead if you would like to use UTF-8 encoded file names by default.
 	  See <file:Documentation/filesystems/vfat.txt> for more information.
 
 	  Enable any character sets you need in File Systems/Native Language
 	  Support.
+
+config FAT_DEFAULT_UTF8
+	bool "Enable FAT UTF-8 option by default"
+	depends on VFAT_FS
+	default n
+	help
+	  Set this if you would like to have "utf8" mount option set
+	  by default when mounting FAT filesystems.
+
+	  Even if you say Y here can always disable UTF-8 for
+	  particular mount by adding "utf8=0" to mount options.
+
+	  Say Y if you use UTF-8 encoding for file names, N otherwise.
+
+	  See <file:Documentation/filesystems/vfat.txt> for more information.
diff --git a/fs/fat/inode.c b/fs/fat/inode.c
index a559905..2262810 100644
--- a/fs/fat/inode.c
+++ b/fs/fat/inode.c
@@ -1127,7 +1127,7 @@
 	}
 	opts->name_check = 'n';
 	opts->quiet = opts->showexec = opts->sys_immutable = opts->dotsOK =  0;
-	opts->utf8 = opts->unicode_xlate = 0;
+	opts->unicode_xlate = 0;
 	opts->numtail = 1;
 	opts->usefree = opts->nocase = 0;
 	opts->tz_set = 0;
@@ -1135,6 +1135,8 @@
 	opts->errors = FAT_ERRORS_RO;
 	*debug = 0;
 
+	opts->utf8 = IS_ENABLED(CONFIG_FAT_DEFAULT_UTF8) && is_vfat;
+
 	if (!options)
 		goto out;